Getting Prepared for Hurricane Season!

Knowledge is power right?

Floods and flash floods happen in all 50 states.

Everyone lives in a flood zone. (For more information, visit our Flood Zones FAQs.)

Most homeowners insurance does not cover flood damage.

If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance. (To find your flood risk, fill out the Flood Risk Profile.)

Just an inch of water can cause costly damage to your property.

Flash floods often bring walls of water 10 to 20 feet high.

A car can easily be carried away by just two feet of floodwater.

Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding.

New land development can increase flood risk, especially if the construction changes natural runoff paths.

Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $400 a year ($33 a month).

If you live in a moderate-to-low risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $129 a year, including coverage for your property's contents.

You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner.

It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise.

In a high-risk area, your home is more than twice as likely to be damaged by flood than by fire.

Anyone can be financially vulnerable to floods. People outside of high-risk areas file over 20% of NFIP claims and receive one-third of disaster assistance for flooding.

The average annual U.S. flood losses in the past 10 years (2001-2010) were more than $2.7 billion.

When your community participates in the Community Rating System (CRS), you can qualify for an insurance premium discount of up to 45%. Read more about CRS Ratings.

Since 1978, the NFIP has paid over $36.9 billion for flood insurance claims and related costs (as of 12/31/10).

Over 5.5 million people currently hold flood insurance policies in more than 21,000 communities across the U.S.

For more policy and claim statistics, visit the National Flood Insurance Program.

The Baldest Guy in Houston

Who's the "Coolest Guy In Houston"? kidding!

Here's my latest video for CBS local news on the how real estate prices and families are impacted by the recent stop in foreclosures.



Not bad for the "Coolest Guy In Houston" who happens to be the "Baldest Guy in Houston" too!

You're not too old for this Halloween Party!

How long has it been since you went to a Halloween Party? Save this date. You won't want to miss this part. Guaranteed!











The Baldest Guy in Houston

Best Dallas Cowboys Jokes - For the Houston Texans

Breaking News – Training at Cowboy stadium was delayed after a player found an unknown white powdery substance on the ground. Training was suspended while police were called in. After analysis, experts determined that the white substance, unfamiliar to most of the players, was in fact the goal line. Practice will resume this afternoon after they decided the team was unlikely to encounter the substance again.
www.zeusmortgageblog.com


Schaub: Knock, knock

Romo: Who’s there?

Schaub: Owen

Romo: Owen who?

Schaub: Owen 3 bitch!



Tornado warning issued for Dallas. Residents are advised to go to Cowboy’s Stadium for shelter, as the possibility for a touchdown there is highly unlikely.



What’s the difference between Linsay Lohan and Tony Romo? Linsay Lohan has a good line in front of her.



What does Dallas and Brokeback Mountain have in common? They both have cowboys that suck!



How do you keep a Dallas Cowboy out of your yard? Put up a goal post.

The Baldest Guy In Houston

CEO Declared One of the Most Influential Mortgage Professionals Under 40

Zeus Mortgage CEO Declared One of the Most Influential Mortgage
Professionals Under 40

National Mortgage Professional Magazine names Steven Kaufman, CEO of Zeus Mortgage, one of the 40 most influential mortgage professionals under the age of 40
Houston, TX. – Feb. 2, 2010 – Zeus Mortgage, a leading mortgage lender, today announced National Mortgage Professional Magazine declared the companies’ CEO, Steven Kaufman, one of the top 40 mortgage professionals under the age of 40. Voted on by their peers, those included in the influential list of mortgage professionals exemplify professionalism and inspiration in today’s challenging housing market.

Steven Kaufman, CEO of Zeus Mortgage, has coordinated more than $1 billion in real estate financing for companies including American Express, Hewlett Packard and Exxon Mobil. Kaufman’s community involvement in grassroots organizations, and his resolute dedication to keeping team synergy as top priority of his organization have made him sought after by customers and competitors alike.

“Working in the housing market during uncertain economic times is a great challenge I welcome every day,” stated Steven Kaufman, president, Zeus Mortgage. “I’m fortunate in that I’m surrounded by a team of highly-motivated professionals who are great reminders as to why I’m more motivated than ever to persevere through a difficult economic time, working to make a difference in the lives of others and impact the mortgage industry in whatever way possible.”

Additional information about the “40 Under 40” list can be found in the November 2009 print issue of National Mortgage Professional Magazine. More information about Zeus Mortgage can be found directly at AskZeus.com.


About Zeus Mortgage
Zeus Mortgage was founded in 2004, and is the leading mortgage lender in the United States. The company does not use a “one-size fits all” approach, but rather is committed to excellence in providing the right loan at the right time at the right price for its customers. Zeus offers every customer a “Free Instant Decision” on their home loan which gives their customers the information they need to make timely financing decisions. For more information about Zeus Mortgage please visit their Web site at www.AskZeus.com.
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