Cell Phone Numbers Go Public This Month!

REMEMBER: Cell Phone Numbers Go Public this month.

REMINDER..... All cell phone numbers are being released to telemarketing companies and you will start to receive sales calls.

.... YOU WILL BE CHARGED FOR THESE CALLS

To prevent this, call the following number from your cell phone: 888-382-1222.
It is the National DO NOT CALL list It will only take a minute of your time. It blocks your number for five (5) years. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number.

It takes about 20 seconds.



Who is the "Baldest Guy in Houston" and what is the "Coolest Non-Profit in Houston"?

The Coolest Non-Profit in Houston

The votes are in and there's no doubt who the coolest non-profit in Houston is the Fanatical Change Foundation. We just had our Hollywood Halloween Party and it was incredible. There were several obstacles in making event a huge success. Matt and Mark Smith were gentlemen with the Houston Motor Club. In the end we made it incredible. Thanks to great folks at The House of Blues, Verizon Theatre, and Houston Motor Club we rocked that venue unlike any party they've ever had.

The painting of Ali was something so incredible that I was inspired to paint! Okay, maybe not, but I was inspired. Martin is an incredible artist and his work is amazing. Everyone that came out loved the party and we raised enough money to help 6 families. I hope you'll check out the video below that was on Fox who was live at our event and the videos of us helping the families at our website at www.fanaticalchange.org. Thank you to every person who's ever supported this amazing cause. On behalf of the volunteers and the families... THANK YOU!



Keep the Change!
The Baldest Guy in Houston
The Coolest Guy in Houston

Coolest Attorney in Houston is Matt Wright

Hello Ladies and Gentlemen!!!!!

Please allow me to introduce you to my great friend Matt Wright. This dude is amazing. He is the coolest attorney in Houston. There are lots of attornies in Houston, but not all of them are cool. Matt Wright is the man. I've been his friend for a long time now and continues to impress me time and time again. Matt didn't become the coolest attorney in Houston overnight. I mean those boots need to go, but the cool glasses are a keeper.

Oh yeah, Matt Wright is the "coolest attorney in Houston" because he knows the "baldest guy in Houston".

Zeus Mortgage reviews complaints

Houston Low Rate Mortgages?

How low will interest rates go? That's the big question today when foreclosures hit an all time high while mortgage rates hit a low for the same time period. Here's a brief interveiw with the local FOX news on this situation. It's the best I could do with little preperation and being the "baldest guy in Houston" who's trying hard to become the "coolest guy in Houston". Stay tuned...

How do I become the Coolest Guy In Houston, Texas

Yahoo Finance

Press Release Source: Zeus Mortgage On Tuesday October 12, 2010, 9:00 am EDT

HOUSTON--(BUSINESS WIRE)-- Zeus Mortgage, a leading mortgage lender, today announced it has been named by the Houston Business Journal as one of Houston’s 100 fastest-growing companies in the publication’s annual list. Honored at the Houston Fast 100 luncheon at the Westin Galleria Hotel, Zeus Mortgage ranked 37 based on the company’s percentage of revenue growth over the past two years.

As many companies are struggling to stay afloat during uncertain economic times, Zeus Mortgage has prevailed and continues to maintain a respectable name within the real estate industry. The company credits much of its success and growth to ensuring employees receive up-to-date industry information, resulting in great value and insight for each individual customer.

“We’re so honored to be named one of the fastest-growing companies in Houston for the second year in a row, and feel privileged to be in such great company,” stated Steven Kaufman, president, Zeus Mortgage. “Houston is full of highly-motivated businesses that encourage us to keep growing and educating ourselves to better serve our customers, and we are truly dedicated to being an asset to this remarkable community.”

Exclusively hosted by the Houston Business Journal, the “2010 Houston Fast 100” was attended by more than 500 guests from the local business community, and was presented by Calvetti, Ferguson & Wagner P.C. Co-sponsors of the event were G&A Partners, Pierpont Communications, Accountemps and IBERIABANK.

Additional information about the “2010 Houston Fast 100” can be found in the Houston Business Journal’s September 24 issue. More information about Zeus Mortgage can be found directly at AskZeus.com.


About Zeus Mortgage

Zeus Mortgage is widely known as one of the fastest growing private companies in the United States, and is comprised of a team of world-class experts who are skilled at providing up-to-the-minute market information, offering valuable knowledge and insight to their customers. With proactive communication and enthusiastic service, Zeus Mortgage delivers unsurpassed value to their customers, while making the mortgage process simple and smooth. For more information about Zeus Mortgage please visit ASKZEUS.COM or call 800-ASK-ZEUS.

Contact:
Zeus Mortgage
Public Relations
Steven Kaufman
713-275-9387
pr@askzeus.com

Who's the "Coolest Guy In Houston"? kidding!

Here's my latest video for CBS local news on the how real estate prices and families are impacted by the recent stop in foreclosures.



Not bad for the "Coolest Guy In Houston" who happens to be the "Baldest Guy in Houston" too!

You're not too old for this Halloween Party!

How long has it been since you went to a Halloween Party? Save this date. You won't want to miss this part. Guaranteed!











The Baldest Guy in Houston

Best Dallas Cowboys Jokes - For the Houston Texans

Breaking News – Training at Cowboy stadium was delayed after a player found an unknown white powdery substance on the ground. Training was suspended while police were called in. After analysis, experts determined that the white substance, unfamiliar to most of the players, was in fact the goal line. Practice will resume this afternoon after they decided the team was unlikely to encounter the substance again.
www.zeusmortgageblog.com


Schaub: Knock, knock

Romo: Who’s there?

Schaub: Owen

Romo: Owen who?

Schaub: Owen 3 bitch!



Tornado warning issued for Dallas. Residents are advised to go to Cowboy’s Stadium for shelter, as the possibility for a touchdown there is highly unlikely.



What’s the difference between Linsay Lohan and Tony Romo? Linsay Lohan has a good line in front of her.



What does Dallas and Brokeback Mountain have in common? They both have cowboys that suck!



How do you keep a Dallas Cowboy out of your yard? Put up a goal post.

The Baldest Guy In Houston

Extending the First Time Home Buyer Tax Credit

As of right now there is very little chatter in DC about extending the credit. So, we basically have 72 hours to have a complete (executed) sales contract. That's not much time, but it's doable. I had the opportunity to speak on ABC news last night about the pending deadline. Here is the link for the short clip:

ABC Nightly News - Clip on Expiring First Time Home Buyer Tax Credit

Of course, you have until June 30th to close and fund on your new contract. There's always the lingering question about finding another house after the April 30th deadline because of repairs or option period reasons.

The 60 days you have close on the house is plenty of time for a fha or conventinal mortgage. Houston FHA loans at Zeus Mortgage are are taking 3 weeks and low rate refinances are taking about the same time.

The Baldest Guy in Houston - Steven Kaufman at Zeus Mortgage.
www.askzeus.com

Zeus Mortgage reviews complaints

HBJ Finalist for 2010 Non-Profit CFO of the Year

Hey RICH Club Fans! (The Realty Investment Club of Houston)

You already know we have the most incredible real estate investment club in Houston and in the country. Yes, I'm a little biased because I've spent a good part of my adult life within this great education providing power house of an organization. In fact, I've spent the last 5/6 years volunteering on the Board of Directors and in other areas.

What's my point? Well... I’m proud to share with you that the Houston Business Journal named me as a 2010 Finalist for the Non-Profit CFO of the Year.

The final determination is May 21st and I look forward to attending and representing our great organization.

The RICH Club is surrounded by many other organizations, such as Lifestyles Unlimited, The Wealth Club, The Newbie Club, Gordon Appleby, and several notable players in the Houston real estate market. Despite the various objectives of all of these organizations, the RICH Club has remained the pillar of single family real estate investing, subject-to, short-sales, owner financing, creative financing, apartment and multi-family property investing, and landlording education in the city of Houston for more than 30 years.

As a company, Zeus Mortgage, has been a vendor of RICH for many years. We've been proud to offer real estate investors, including newbies, non-owner occupied investor long-term loans. They requested hard money lending and rehab loans so we introduced our own hard money loan several years ago. We help home buyers also who need Houston FHA loans and Houston FHA lenders and Houston FHA mortgages to finance their homes. Lastly, we work with jumbo and super jumbo mortgages so investors who really want to buy big.

I hope to find out on May 21st if I'm more than a finalist, but I'm extremely honored either way. The Baldest Guy in Houston!

Here's the link for the story!!!

http://houston.bizjournals.com/houston/stories/2010/04/19/daily24.html?page=2

HAFA - Short Sale and Loan Modifications that Work

We've all heard the stories of the family who negotiated with the bank for months on a short sale and the bank makes the buyer and the home owner jump over hundreds of hoops. I was personally involved in one of these about 2 years ago with a Galleria highrise unit that I wanted to purchase. The short version to the story is that the home owner purchased the property for 450k and it was only work 200k. Its funny because I offered the bank 225k (25k more than its worth) and after a year.... 12 months... they finally decided to accept my offer and I had already moved on to greener pastures. The building was an outdated highrise called the Campton on Woodway and Post Oak. Lot's of speculative investors bought in the building after the thing nearly went belly up.

I digress, the Federal government has just finished rolling out the HAFA program which will help families who are trying to sell on a short sale. In an earlier post I mentioned a few of the highlights and I was recently able to share my insights on CBS News with the awesome report Christine Haas. She's interviewed me, on behalf of Zeus Mortgage, for other stories on low rate mortgage, FHA financing, and cash-out refinancing. Here is the recent clip:



http://www.kvue.com/news/Government-program-offers-incentives-to-speed-up-short-sale-process-91699739.html

CBS has an amazing light (camera) guy... obviously, because he shaded the shinny bald head I have. If you haven't heard, I am the "baldest guy in Houston". That's not somethign I'm necessarily proud of but don't you think bald guys look smarter? Okay, not the comb over bald guys, but the shaved bald guys.

Back to short sales... they looks like the first government program in a long time that is designed to actually work and not just pretend to be a solution to a huge problem.

Until next time!

Steven Kaufman
Zeus Mortgage
AskZeus.com

"The Baldest Guy in Houston"

Zeus Mortgage reviews complaints

Zeus Mortgage Tattoo TV Spot (Ask Zeus)

If you're looking for FHA, VA, and below market interest rates on super jumbo mortgages, 203k, 203(k), cash out refinances, rehab or hard money loans then call the experts.

Ask Zeus. We're Smarter.

The Baldest Guy In Houston - The Steven Kaufman

Zeus Mortgage reviews complaints

Funny Real Estate Jokes and Terms

Funny Real Estate Terms

In real estate advertising, as in any other, misleading statements abound. Some realtors try to put positive spins on home features that are somewhat less than positive. Please don’t misunderstand me. A conveniently located, cozy and charming home with easy highway access that needs a little TLC might be a great starter home for a family with a little bit of paint. Sadly, too many realtors use these words in other ways.

In fact, a leading real estate trainer actually promotes using “the term cozy instead of small” and “charming instead of old” as a method of attracting buyers. This practice is called ‘puffing.’ The following is a list of some of the best examples of inappropriately used words.

·Cozy – One of my favorite terms. It means the home is too small for human habitation. Remember the 19th Century when a family of six could live in a single room home? This is the home for them.

·Intimate – The only home smaller than ‘cozy.’ These homes are perfect if you’re roughly the size of a garden gnome.

·Charming – If you’re used to living without indoor plumbing, this home is perfect for you. It comes complete with old woodwork, wide molding, and kitchen cabinets that date before the Great Depression. The cobwebs are an added bonus.

·Conveniently Located – It is located at a busy intersection, where the traffic noise is so heavy, you’ll have to sleep with ear plugs.

Easy Highway Access – This is actually worse than “Conveniently Located”. Here you’ll have to sleep with pillows duct taped to your head.

·Country Living – We hope you like spending a lot of time driving because this home is located so far from civilization that you may have to raise your own animals in order to survive.

·City Living- Lock the doors with all three deadbolts because it’s not safe to go outside.

·Needs Some TLC – Beware. You might fall through the floor.

·Water View – If you stand on a ladder in the corner bedroom of the second floor and lean out the window, you might be able to see it.

·Water Front - Located in a flood zone.

·Not a Drive-By – Because the exterior is so hideous, you’re likely to drive by without stopping. You might even look over your shoulder to see if condemned signs have been placed in the yard yet.

·Must See The Inside – This is a variation of “Not a Drive-By.” The outside looks like it’s been decorated for Halloween, but it’s currently March. The Addams Family actually turned this home down.

·Handyman Special – So special that not even the walls are solid. The home is probably ready to collapse.

·Unique – This home is so unique that it will only appeal to a small percentage of the population. In fact, the number of buyers who would appreciate the architecture is so small that we’re still hoping some weird person from southern California takes a job relocation and moves to the area.

·Easy to Show – The prior owners vacated the home as soon as they heard the gunfire down the street. The doors don’t shut properly, so pretty much anyone can go in anytime they’d like.

·Only One Owner – And he didn’t make an update since the day he built the home forty-seven years ago.

·Freshly Painted – With a single coat of cheap paint.

·Cul-de-sac Living – A fancy way to say you’ll be living at a ‘dead-end.’

·Friendly Neighborhood – In fact, several busy bodies will watch your every move and the creepy guy across the street has a telescope trained on this home at all times.

(Excerpt from Loren Keim's Book - "Life Lessons... from the back seat of my car")

From the Baldest Guy in Houston - The Steven Kaufman

Zeus Mortgage reviews complaints

Short Sales and the Home Affordable Foreclosure Alternatives (HAFA)

Below is a brief write-up on the Home Affordable Foreclosure Alternatives Program offered by the US Treasury through mortgage services still under their control by way of receiving TARP or other bailout funds.

Home Affordable Foreclosure Alternatives Program (HAFA)

A list of servicers (lenders) participating in HAMP (including HAFA) is available at: www.makinghomeaffordable.com/contact_servicer.html.

Key HAFA Provisions

*Complements HAMP by providing a viable alternative for borrowers (the current homeowners) who are HAMP eligible but nevertheless unable to keep their home.

*Uses borrower financial and hardship information already collected in connection with consideration of a loan modification.

*Allows borrowers to receive pre-approved short sales terms before listing the property (including the minimum acceptable net proceeds).

*Requires borrowers to be fully released from future liability for the first mortgage debt (no cash contribution, promissory note, or deficiency judgment is allowed).

*Uses standard processes, documents, and timeframes/deadlines.

*Servicer is required to provide a decision on a short sale price within 10 days.

*Provides the following financial incentives:

a. $3,000 for borrower relocation assistance;

b. $1,500 for servicers to cover administrative and processing costs;

c. Up to $2,000 for investors who allow a total of up to $6,000 in short sale proceeds to be distributed to subordinate lien holders, on a one-for-three matching basis.

For a complete list of the documents and disclosures for the program then please visit: https://www.hmpadmin.com/portal/programs/foreclosure_alternatives.html.

The website for generic information, but is the best place to start is: www.makinghomeaffordable.gov.

Program is effective April 5th, 2010

Zeus Mortgage reviews complaints

Do you have Wal-mart Feet?

Are you a fan of long check out lines, poor service, and the perception of low prices? The numbers indicate that you are... It's no surprise that Wal-mart has become a giant retailer (big box store), but just how give are they?

Wal-Mart Versus the Morons

1. Americans spend $36,000,000 at Wal-Mart Every hour of every day.

2. This works out to $20,928 profit every minute!

3. Wal-Mart will sell more from January 1 to St. Patrick's Day (March 17th)Target sells all year.

4. Wal-Mart is bigger than Home Depot + Kroger + Target + Sears + Costco +
K-Mart combined.

5. Wal-Mart employs 1.6 million people and is the largest private Employer,
and most speak English.

6. Wal-Mart is the largest company in the history of the World.

7. Wal-Mart now sells more food than Kroger & Safeway combined, and keep in
mind they did this in only 15 years.

8. During this same period, 31 supermarket chains sought bankruptcy.

9. Wal-Mart now sells more food than any other store in the world.

10. Wal-Mart has approx 3,900 stores in the USA of which 1,906 are Super
Centers; this is 1,000 more than it had 5 Years ago.

11. This year 7.2 billion different purchasing experiences will occur At a
Wal-Mart store. (Earth's population is approximately 6.5 Billion.)

12. 90% of all Americans live within 15 miles of a Wal-Mart.

I know what you're thinking... "they abuse their power with suppliers or don't allow unions into their stores", but remember, it's the only place you can go to get our oil changes, purchase a Big Mac, get your nails done, and make a deposit all in one trip!

Fanatical Change Beads for Deeds Mardi Gras Party at HOB

CEO Declared One of the Most Influential Mortgage Professionals Under 40

Zeus Mortgage CEO Declared One of the Most Influential Mortgage
Professionals Under 40

National Mortgage Professional Magazine names Steven Kaufman, CEO of Zeus Mortgage, one of the 40 most influential mortgage professionals under the age of 40
Houston, TX. – Feb. 2, 2010 – Zeus Mortgage, a leading mortgage lender, today announced National Mortgage Professional Magazine declared the companies’ CEO, Steven Kaufman, one of the top 40 mortgage professionals under the age of 40. Voted on by their peers, those included in the influential list of mortgage professionals exemplify professionalism and inspiration in today’s challenging housing market.

Steven Kaufman, CEO of Zeus Mortgage, has coordinated more than $1 billion in real estate financing for companies including American Express, Hewlett Packard and Exxon Mobil. Kaufman’s community involvement in grassroots organizations, and his resolute dedication to keeping team synergy as top priority of his organization have made him sought after by customers and competitors alike.

“Working in the housing market during uncertain economic times is a great challenge I welcome every day,” stated Steven Kaufman, president, Zeus Mortgage. “I’m fortunate in that I’m surrounded by a team of highly-motivated professionals who are great reminders as to why I’m more motivated than ever to persevere through a difficult economic time, working to make a difference in the lives of others and impact the mortgage industry in whatever way possible.”

Additional information about the “40 Under 40” list can be found in the November 2009 print issue of National Mortgage Professional Magazine. More information about Zeus Mortgage can be found directly at AskZeus.com.


About Zeus Mortgage
Zeus Mortgage was founded in 2004, and is the leading mortgage lender in the United States. The company does not use a “one-size fits all” approach, but rather is committed to excellence in providing the right loan at the right time at the right price for its customers. Zeus offers every customer a “Free Instant Decision” on their home loan which gives their customers the information they need to make timely financing decisions. For more information about Zeus Mortgage please visit their Web site at www.AskZeus.com.
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Zeus Mortgage reviews complaints

The Fanatical Change Foundation and Zeus Mortgage

Zeus Mortgage is proud to be a sponsor of The Fanatical Change Foundation.

I sit at the current President of Fanatical Change and it's been such an amazing organization to work with. The people who volunteer are very generous and the work we do for families that truly need it is amazing.

Check out Fox News clip from my interview today:
http://www.myfoxhouston.com/beads-for-deeds-fanatical-change

Our next event is this Thursday at the House of Blues at 6p to 10p. Check out www.fanaticalchange.org for more details.

Keep the change!

Steven
Zeus Mortgage

"The Baldest Guy in Houston"

Zeus Mortgage reviews complaints