Showing posts with label The Baldest Guy In Houston. Show all posts
Showing posts with label The Baldest Guy In Houston. Show all posts

Thursday, November 30, 2017

Do you believe in Work-Life Balance?

A few things from me to consider.  I break my life into the "Four F's".  
  1. Family 
  2. Finances 
  3. Fitness
  4. Philanthropy (get it... it sounds like an "F" ;-) 
These four areas could easily lay on top of Friedman's work, home, community, and self.  
The next point to consider is that I don't think life-balance is practical.  From a pragmatic standpoint, I believe in life-blend.  At certain times, parts of your life will need your more than others and you have to be able to blend then together to satisfy all of your needs.  I use the metaphor of juggling, and the four areas of your life represent balls.  Your family and finances are glass and your philanthropy and fitness are rubber.  You need to juggle all four balls.  The two most important balls can never be dropped or they will be damaged and the other two, if they are dropped, will easily rebound back because they are rubber.  I use this metaphor in my life-blend model to be highly productive in the important areas of my life.  
The one area that I always want to give more time is my family which includes my children and my four siblings.  One of the things I recently did was schedule a monthly conference call with all of my siblings so we can update each other on what is new in our lives. It was been great and I highly recommend this.  
Good luck juggling all of the important aspects of your life.  
Onward and upward!
Steven the Speaker!  

Friday, August 11, 2017

Zeus is One of the Best Places to Work!


Here is the Company Gossip!    


If I have said it once, then I have said it a million times, "Zeus Mortgage Bank is one of the best places to work".  AND it all comes down to the amazing people!!!

We have a quarterly planning meeting where we review the past, present, and future of the enterprise.   This year we delayed the first one and just had our mid year report.

Here is some of the anonymous feedback from our team on their experience in the meeting:

Amazing! thanks for everything!

Great info to help me to better understand the direction of the company’s growth

Inspiring – I’m excited about learning more and growing more and being BETTER!

Away from the office -  having the meeting offsite is a very good idea. Pulls people out of their natural work environment which makes it more special and opens people up to think about things other than their current tasks.

Thank you for always being a leader and pushing me forward/out of my comfort zone.

As always – I feel empowered afterwards

Love the comfy atmosphere

Great job conveying the message that you wanted to today.

This was a great meeting where we as a group got to see what Zeus has in store for the future and for us.

I loved that there was no way to not learn anything from this meeting.

Thank you for the best meeting.

NEVER skip this meeting again, EVER. It’s a great part of what makes us great.

I have a better understanding of making space for the work you have planned!

Grateful for the openness and for the respectful challenges.

I liked that there were many opportunities to interact with each other.

The meeting was much better that expected and although I am anxious to have to commit to something. But I welcome the challenge to do something that I have never done before.
The venue and the meeting style was great and I look forward to our next one.
Lunch              A         (Great atmosphere to socialize + converse w/ colleagues)
Venue              A+       (You know my position on thins ðŸ˜‰)
Content           A         (very motivating + inspiring meeting)

I appreciate how you give us the tools to better ourselves + grow in both our professional and personal lives.

Great rundown on quarter number, seeing where we need to improve.  How you are willing to work w/ each of us to make us better. Looking forward to have a one on one to pick you brain.



Dear Steven

This was my first Quarterly meeting at Zeus. The venue and the presentation were well planned and presented.

I enjoyed the fact that despite of many issues and failures by the departments your presentation was structured in a way to assist all of us.

I appreciate the time and effort put into planning this event.

Please include more reports and statistics from other departments so that there will be more feedback on the graphs.

This was great!

-------

Did you know that we are consistently ranked as one of the best places to work? If you know someone who wants to experience what its like to work for an amazing company then please email us at hr@askzeus.com.

-------


Friday, June 23, 2017

The Comedian's View of Entrepreneurship!

The Department of Labor claimed a farmer was not paying proper wages to his help and sent an agent out to investigate him.

Department of Labor employee: I need a list of your employees and how much you pay them.

Farmer:  Well, there's my farm hand who's been with me for 3 years. I pay him $200 a week plus free room and board. Then there's the mentally challenged worker. He works about 18 hours every day and does about 90% of all the work around here. He makes about $10 per week, pays his own room and board, and I buy him a bottle of bourbon every Saturday night so he can cope with life. He also sleeps with my wife occasionally."

Department of Labor employee: That's the guy I want to talk to...the mentally challenged one.

Farmer:  That would be me.

Steven the Speaker!  







The Baldest Man in Houston! 

Friday, June 16, 2017

What Skills Make You a Successful Real Estate Investor

Hello Everyone:  
This was an interesting question.  Recently, my ten year old daughter asked me what my strongest attributes were in business and it took me by surprise for many obvious reasons.  Here is a short recap of my thoughts on this question and my interaction with my daughter.  

My number one go to attribute is work ethic.  My secret formula for success is relentless work. This alone will not get it done because we all know plenty of people who work hard but never get anywhere.  Another competency I have, which is also an attitude, is my sense of optimism.  I am not a go-lucky or pie in the sky type of optimist.  I want facts and figures so I can live in reality.  I want to see things as they actually are not dilute my current vision of the situation.  Yet, I also have extreme hope and positivity for the future.  I am what I call, a pragmatic optimist.  I don't pretend one way or another that now is better or worse than it is but I have strong feelings of optimism about how good it can get.  In other words, I am a dreamer.  The third competency, which is actually a competency, is that I am effective.  This is critical.  Many people work hard.  Many people are optimist.  Not everyone is effective.  I think you need this combination to be successful professionally, personally, and certainly in aiding in work as a change agent.  
In the past, I have mentioned my goal to own the fastest lending company in the United States.  This accomplishment took all of these attributes and more.  It required a grit and staying with it that was foreign to us at the time and requires constant reminding now.  
The biggest developmental opportunity I have right now is what I call "active listening".  It is another way of saying patience or another way of saying being present.  Ironically, I get impatient waiting to be patient with people or ideas to formulate.  I also seem to have to focus on something around me or within me to get myself present.  For example, if you asked me to get present I would start thinking about my breath or focus on the trees or clouds, if any were in sight, but all of this makes me less present to you!  So, I started doing something called active listening to make sure I am truly communicating with people, making sure they get a chance to be heard and know they are heard, and slow down my quick responses that often come without all the facts.  Like they say, we have two ears and one mouth for a reason and listing twice as much as I talk is active listening demonstrated.  
Onward and upward!
Steven

Wednesday, April 22, 2015

Houston Business Journal Recognizes New York Mutual Investor Lender!

Today the Houston Business Journal recognized New York Mutual president, Steven Kaufman, for his work with Zeus Mortgage and New York Mutual for being one of the fastest growing real estate investor lenders in Houston, Texas.



http://www.bizjournals.com/houston/potmsearch/detail/submission/4570701/Steven_Kaufman?l=&time=&ind=&type=&ro=13

The Baldest Guy in Houston!

Friday, January 13, 2012

Zeus News!

Zeus Fun Factoids
(well, as much fun as mortgage facts can be).

In December 2011, the average monthly payment on a 30 year mortgage in Houston, Texas for principal and interest was $1,046 which is down 9% year over year.

Government purchase applications increased 7% sequentially while conventional purchase applications increased 9%. Said another way, Houston FHA and VA mortgage applications rose 7% while traditional Fannie Mae applications rose 9%.

This weeks average monthly payment in Houston of a 30 year fixed rate mortgage was $1,046 which is inline with payments seen in mid-2003.
www.zeusmortgageblog.com

Mortgage application trends and analysis. 01-13-12

Zeus Mortgage, Ltd.
1776 Yorktown Suite 550
Houston, TX 77056

713-ASK-ZEUS
ASKZEUS.COM




ZEUS MORTGAGE GOES TO WORK FOR YOU




Monday, August 22, 2011

Off The Coast of Zanzibar Book Reviews - The Baldest Guy In Houston (Zeus Mortgage Complaints)


FOR IMMEDIATE RELEASE
Contact: Steven Kaufman
steven@askzeus.com

Off the Coast of Zanzibar by Greg S. Reid & Steven Kaufman

Motivational Business Allegory Encourages Readers to Welcome Coming of Age Once Again

“Here it was. The biggest physical feat he [observant business owner, father and husband, Karl Patrick] had yet attempted. Part of him felt satisfied enough with what he had seen to turn back, grab the next flight out and go home to his family.”~ Excerpt from Off the Coast of Zanzibar

Opening at the bottom of Mount Kilimanjaro, entrepreneur Karl Patrick is in a good place. He is getting a chance to work on his bucket list while keeping his business afloat and maintaining a great relationship with his wife and son.

Despite his track record, Karl can’t seem to ignore the ever present feeling that he seems to just be floating by and dare he say it: feeling a tad empty.

The physically exhausting journey induces Karl to recall memories of trials and tribulations he had with himself and his work. At one point realizing, “I’ve been so anxious about failure lately, that I haven’t been able to enjoy my work much at all.”

As Karl negotiates each step across the terrain, he brings homage to the people he’s met and for sharing their wisdoms he found so useful at his times of hardships. He is pleasantly surprised to find those same life nuggets coming in handy during the trek.

Thus Karl comes full circle along the expedition, realizing that his times of difficulties and the growth he has endured serves as an anchor for him to move forward. He finally sees he can launch from the landing pad he has created for himself.

This fast-paced tale enlightens readers as much as the main character. Tellingly, Off the Coast of Zanzibar features expert commentary and co-authorship from a variety of great mentors who are also available for interviews and appearances:

Steven Kaufman’s insights on trusting the experience in life and business.

The story is a salute to everyone’s coming of age. As Karl Patrick’s deepest-held fears subside, readers are inspired to want more from their own lives. Just as important, like Karl, they are given a memento of tools for actively pursuing their own most fervently cherished ambitions.

# # #
Author: Steven Kaufman, CPA is a principal in Zeus Mortgage where he has coordinated over a billion dollars in real estate financing for companies like American Express, Hewlett Packard, and Exxon Mobil. Zeus Mortgage is the 37th fastest growing private financial service firms in the US according to Inc. Magazine. Steven is frequently interviewed by local and national news organizations like FOX, ABC, CBS, CNN, and Bloomberg on the current financial markets. Steven completed the Strategic Marketing Management Program at Harvard Business School and has a Masters Degree in Economic Development and Entrepreneurship from the University of Houston. Steven's enthusiasm, energy, and insight provide a unique experience during his discussions and presentations. Visit www.askzeus.com to contact Steven.
www.zeusmortgageblog.com

Off the Coast of Zanzibar
by Greg S. Reid & Steven Kaufman

Sherpa Press
Fiction
$16.95

Available at www.amazon.com and www.bn.com and www.zanzibarbook.com

For more information or to contact the author for media commentary,
email: steven@askzeus.com

Tuesday, June 28, 2011

Is Facebook Wasting your Time?

You know you're addicted to Facebook If

You check your facebook account more then one time every hour

You visit sites that list reasons about being addicted to facebook.

Your profile has so man applications that it takes several minutes to load

Your long distance boyfriend broke up with you by posting a comment on your facebook page.

Your dreams involve people writing messages on your wall

You're one of the few people who actually use facebook chat

Your relationship status is only official if its been updated on facebook

You tag photos immediately after taking them with your camera phone

You have several facebook friends that you've never actually met in person

Before you accept a job you have to find out about their Facebook policies!

People don’t invite you out without facebooking you about it first.

You tell more (....force) people to join facebook.

The world "poke" is no longer considered something physical to you

You like to receive meaningless gift icons and you like sending meaningless gift icons in return

You've already checked your Facebook account three times before finishing this list!

You join a new facebook group on a daily basis/

You make posts about knowing if you're addicted to Facebook...

Have Fun!

Steven Kaufman

The Baldest Guy in Houston!

Zeus Mortgage reviews complaints

Sunday, June 26, 2011

Getting Prepared for Hurricane Season!

Knowledge is power right?

Floods and flash floods happen in all 50 states.

Everyone lives in a flood zone. (For more information, visit our Flood Zones FAQs.)

Most homeowners insurance does not cover flood damage.

If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance. (To find your flood risk, fill out the Flood Risk Profile.)

Just an inch of water can cause costly damage to your property.

Flash floods often bring walls of water 10 to 20 feet high.

A car can easily be carried away by just two feet of floodwater.

Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding.

New land development can increase flood risk, especially if the construction changes natural runoff paths.

Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $400 a year ($33 a month).

If you live in a moderate-to-low risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $129 a year, including coverage for your property's contents.

You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner.

It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise.

In a high-risk area, your home is more than twice as likely to be damaged by flood than by fire.

Anyone can be financially vulnerable to floods. People outside of high-risk areas file over 20% of NFIP claims and receive one-third of disaster assistance for flooding.

The average annual U.S. flood losses in the past 10 years (2001-2010) were more than $2.7 billion.

When your community participates in the Community Rating System (CRS), you can qualify for an insurance premium discount of up to 45%. Read more about CRS Ratings.

Since 1978, the NFIP has paid over $36.9 billion for flood insurance claims and related costs (as of 12/31/10).

Over 5.5 million people currently hold flood insurance policies in more than 21,000 communities across the U.S.

For more policy and claim statistics, visit the National Flood Insurance Program.

The Baldest Guy in Houston

Friday, September 24, 2010

You're not too old for this Halloween Party!


How long has it been since you went to a Halloween Party? Save this date. You won't want to miss this part. Guaranteed!











The Baldest Guy in Houston

Best Dallas Cowboys Jokes - For the Houston Texans

Breaking News – Training at Cowboy stadium was delayed after a player found an unknown white powdery substance on the ground. Training was suspended while police were called in. After analysis, experts determined that the white substance, unfamiliar to most of the players, was in fact the goal line. Practice will resume this afternoon after they decided the team was unlikely to encounter the substance again.
www.zeusmortgageblog.com


Schaub: Knock, knock

Romo: Who’s there?

Schaub: Owen

Romo: Owen who?

Schaub: Owen 3 bitch!



Tornado warning issued for Dallas. Residents are advised to go to Cowboy’s Stadium for shelter, as the possibility for a touchdown there is highly unlikely.



What’s the difference between Linsay Lohan and Tony Romo? Linsay Lohan has a good line in front of her.



What does Dallas and Brokeback Mountain have in common? They both have cowboys that suck!



How do you keep a Dallas Cowboy out of your yard? Put up a goal post.

The Baldest Guy In Houston

Wednesday, April 21, 2010

HAFA - Short Sale and Loan Modifications that Work

We've all heard the stories of the family who negotiated with the bank for months on a short sale and the bank makes the buyer and the home owner jump over hundreds of hoops. I was personally involved in one of these about 2 years ago with a Galleria highrise unit that I wanted to purchase. The short version to the story is that the home owner purchased the property for 450k and it was only work 200k. Its funny because I offered the bank 225k (25k more than its worth) and after a year.... 12 months... they finally decided to accept my offer and I had already moved on to greener pastures. The building was an outdated highrise called the Campton on Woodway and Post Oak. Lot's of speculative investors bought in the building after the thing nearly went belly up.

I digress, the Federal government has just finished rolling out the HAFA program which will help families who are trying to sell on a short sale. In an earlier post I mentioned a few of the highlights and I was recently able to share my insights on CBS News with the awesome report Christine Haas. She's interviewed me, on behalf of Zeus Mortgage, for other stories on low rate mortgage, FHA financing, and cash-out refinancing. Here is the recent clip:



http://www.kvue.com/news/Government-program-offers-incentives-to-speed-up-short-sale-process-91699739.html

CBS has an amazing light (camera) guy... obviously, because he shaded the shinny bald head I have. If you haven't heard, I am the "baldest guy in Houston". That's not somethign I'm necessarily proud of but don't you think bald guys look smarter? Okay, not the comb over bald guys, but the shaved bald guys.

Back to short sales... they looks like the first government program in a long time that is designed to actually work and not just pretend to be a solution to a huge problem.

Until next time!

Steven Kaufman
Zeus Mortgage
AskZeus.com

"The Baldest Guy in Houston"

Zeus Mortgage reviews complaints

Thursday, April 15, 2010

Zeus Mortgage Tattoo TV Spot (Ask Zeus)



If you're looking for FHA, VA, and below market interest rates on super jumbo mortgages, 203k, 203(k), cash out refinances, rehab or hard money loans then call the experts.

Ask Zeus. We're Smarter.

The Baldest Guy In Houston - The Steven Kaufman

Zeus Mortgage reviews complaints

Funny Real Estate Jokes and Terms

Funny Real Estate Terms

In real estate advertising, as in any other, misleading statements abound. Some realtors try to put positive spins on home features that are somewhat less than positive. Please don’t misunderstand me. A conveniently located, cozy and charming home with easy highway access that needs a little TLC might be a great starter home for a family with a little bit of paint. Sadly, too many realtors use these words in other ways.

In fact, a leading real estate trainer actually promotes using “the term cozy instead of small” and “charming instead of old” as a method of attracting buyers. This practice is called ‘puffing.’ The following is a list of some of the best examples of inappropriately used words.

·Cozy – One of my favorite terms. It means the home is too small for human habitation. Remember the 19th Century when a family of six could live in a single room home? This is the home for them.

·Intimate – The only home smaller than ‘cozy.’ These homes are perfect if you’re roughly the size of a garden gnome.

·Charming – If you’re used to living without indoor plumbing, this home is perfect for you. It comes complete with old woodwork, wide molding, and kitchen cabinets that date before the Great Depression. The cobwebs are an added bonus.

·Conveniently Located – It is located at a busy intersection, where the traffic noise is so heavy, you’ll have to sleep with ear plugs.

Easy Highway Access – This is actually worse than “Conveniently Located”. Here you’ll have to sleep with pillows duct taped to your head.

·Country Living – We hope you like spending a lot of time driving because this home is located so far from civilization that you may have to raise your own animals in order to survive.

·City Living- Lock the doors with all three deadbolts because it’s not safe to go outside.

·Needs Some TLC – Beware. You might fall through the floor.

·Water View – If you stand on a ladder in the corner bedroom of the second floor and lean out the window, you might be able to see it.

·Water Front - Located in a flood zone.

·Not a Drive-By – Because the exterior is so hideous, you’re likely to drive by without stopping. You might even look over your shoulder to see if condemned signs have been placed in the yard yet.

·Must See The Inside – This is a variation of “Not a Drive-By.” The outside looks like it’s been decorated for Halloween, but it’s currently March. The Addams Family actually turned this home down.

·Handyman Special – So special that not even the walls are solid. The home is probably ready to collapse.

·Unique – This home is so unique that it will only appeal to a small percentage of the population. In fact, the number of buyers who would appreciate the architecture is so small that we’re still hoping some weird person from southern California takes a job relocation and moves to the area.

·Easy to Show – The prior owners vacated the home as soon as they heard the gunfire down the street. The doors don’t shut properly, so pretty much anyone can go in anytime they’d like.

·Only One Owner – And he didn’t make an update since the day he built the home forty-seven years ago.

·Freshly Painted – With a single coat of cheap paint.

·Cul-de-sac Living – A fancy way to say you’ll be living at a ‘dead-end.’

·Friendly Neighborhood – In fact, several busy bodies will watch your every move and the creepy guy across the street has a telescope trained on this home at all times.

(Excerpt from Loren Keim's Book - "Life Lessons... from the back seat of my car")

From the Baldest Guy in Houston - The Steven Kaufman

Zeus Mortgage reviews complaints