Is Facebook Wasting your Time?

You know you're addicted to Facebook If

You check your facebook account more then one time every hour

You visit sites that list reasons about being addicted to facebook.

Your profile has so man applications that it takes several minutes to load

Your long distance boyfriend broke up with you by posting a comment on your facebook page.

Your dreams involve people writing messages on your wall

You're one of the few people who actually use facebook chat

Your relationship status is only official if its been updated on facebook

You tag photos immediately after taking them with your camera phone

You have several facebook friends that you've never actually met in person

Before you accept a job you have to find out about their Facebook policies!

People don’t invite you out without facebooking you about it first.

You tell more (....force) people to join facebook.

The world "poke" is no longer considered something physical to you

You like to receive meaningless gift icons and you like sending meaningless gift icons in return

You've already checked your Facebook account three times before finishing this list!

You join a new facebook group on a daily basis/

You make posts about knowing if you're addicted to Facebook...

Have Fun!

Steven Kaufman

The Baldest Guy in Houston!

Zeus Mortgage reviews complaints

Getting Prepared for Hurricane Season!

Knowledge is power right?

Floods and flash floods happen in all 50 states.

Everyone lives in a flood zone. (For more information, visit our Flood Zones FAQs.)

Most homeowners insurance does not cover flood damage.

If you live in a Special Flood Hazard Area (SFHA) or high-risk area and have a Federally backed mortgage, your mortgage lender requires you to have flood insurance. (To find your flood risk, fill out the Flood Risk Profile.)

Just an inch of water can cause costly damage to your property.

Flash floods often bring walls of water 10 to 20 feet high.

A car can easily be carried away by just two feet of floodwater.

Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding.

New land development can increase flood risk, especially if the construction changes natural runoff paths.

Federal disaster assistance is usually a loan that must be paid back with interest. For a $50,000 loan at 4% interest, your monthly payment would be around $240 a month ($2,880 a year) for 30 years. Compare that to a $100,000 flood insurance premium, which is about $400 a year ($33 a month).

If you live in a moderate-to-low risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $129 a year, including coverage for your property's contents.

You are eligible to purchase flood insurance as long as your community participates in the National Flood Insurance Program. Check the Community Status Book to see if your community is already an NFIP partner.

It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the floodwaters start to rise.

In a high-risk area, your home is more than twice as likely to be damaged by flood than by fire.

Anyone can be financially vulnerable to floods. People outside of high-risk areas file over 20% of NFIP claims and receive one-third of disaster assistance for flooding.

The average annual U.S. flood losses in the past 10 years (2001-2010) were more than $2.7 billion.

When your community participates in the Community Rating System (CRS), you can qualify for an insurance premium discount of up to 45%. Read more about CRS Ratings.

Since 1978, the NFIP has paid over $36.9 billion for flood insurance claims and related costs (as of 12/31/10).

Over 5.5 million people currently hold flood insurance policies in more than 21,000 communities across the U.S.

For more policy and claim statistics, visit the National Flood Insurance Program.

The Baldest Guy in Houston