Real Estate Bubble in Houston.... Fact or Fiction?

Is Houston headed toward a real estate bubble?  The recent report by Trulia as gotten a lot of consumers concerned about current and future home prices in the Bayou City.  Now that Austin and Houston have reached the top 10 most over valued cities for real estate should you buy, rent, or renovate?

FOX 26 News | MyFoxHouston

The Fanatical Change Foundation - The Mission!

                         Fanatical Change Foundation - Mission from Present The Vision on Vimeo.

http://en.wikipedia.org/wiki/Steven_Kaufman_(entrepreneur_%26_philanthropist)

What's My Name?

This is pretty cool!  

The distinguished surname Kaufman is a proud symbol of a Jewish culture, which is found in many places world-wide. In the Middle Ages, it became necessary to adopt surnames, since people were moving closer together, and it was becoming difficult to distinguish between people with the same names. The surname Kaufman is an occupational surname, which belongs to the category of hereditary surnames. This surname was given to a banker, pawnbroker, or usurer. It derives from the German word lehenen, which means to lend. 

| The Baldest Guy in Houston

Awhhhhh shucks!!!! - Steven Kaufman (the Baldest Guy in Houston)

April 11th, 2014

    RE:  The RICH Club Presentation by Steven Kaufman "Debt Engineering"

Steve,

Thanks for your presentation. It really broaden my vision. You are a great speaker. I look forward to hearing from you in the future.

Yours, Peter

Steven Kaufman - The Baldest Guy in Houston - Mortgage Compliment of the Day

Good Morning Steven,

Thanks for taking that time yesterday to walk us through your organization strategies.  I don’t usually drink the cool aid at these type of deals but sincerely found the information useful and will start implementing immediately.  Just wanted to say thanks.

Sincerely,

Brian Gerdes, Realtor® 

Keller Williams Realty

http://en.wikipedia.org/wiki/Steven_Kaufman_(entrepreneur_%26_philanthropist)

2014 Mortgage Mastermind in Houston, Texas

Dear Friends, 

One of my resolutions is to coordinate a Mortgage Mastermind group in 2014.  

WHAT:

The intention and agenda for the Mortgage Mastermind is to build peer-to-peer learning and collaboration.  

WHEN:

The meetings are scheduled for the 3rd Friday morning of the month at the Black Walnut on Memorial and Asbury (5512 Memorial Drive) from 7am until approximately 8am.   THIS FRIDAY MARCH 21st @ 7AM.  

ATTENDEES:

Principals, executives, and managers of mortgage banking and mortgage brokerage enterprises.  

The next meeting will be this Friday at 7am and will continue from there. 

Please provide any insights you believe will help move this forward and please invite others.  

Wishing you and your organization the very best in 2014.  

Respectfully,

Steven 

Debt Engineering at the RICH Club! | Steven Kaufman of Zeus Mortgage speaks to Real Estate Investors on Debt Structuring

RICH Club Presents:The Main Event and Trade ShowRICH Conference Center4220 Lockfield St.Houston, TX 77092

Keynote Speaker: Steven Kaufman, CPA, MsEDE
Topic: "Debt Engineering"  

My Secret Tricks for Startling Easy Proven Guaranteed Results for
Engineering Debt so it Builds Wealth vs. Consume It.

Most people would want to know right away if what they thought they knew about money was wrong.  Today it’s more important than ever to manage and accumulate your assets the right way.  Earl Nightingale said “All the money you are ever going to have is currently in the hands of someone else.”  What if this is only partly true, and you just don’t know how to capture the hidden fortune you already control.  Steven will share his philosophy on equity management and how it translates to all investments.  He will teach you how your home can be used to provide you immediate monthly income while paying for your retirement.  He will show you 3 Huge Investor Mistakes and how to avoid them.   Most people can’t wait 6 months to see results, so Steven’s strategies create immediate awareness that allow you to increase your net worth at your own pace. 

This is what you are GUARANTEED to learn:

• You will learn 3 Investment Principles you can use everyday.
• You will understand the biggest secret banks don’t want you to know and why."
• Discover how to avoid an Equity Rollover and why it’s so dangerous.
• Understand why equity in your home or investments will never be worth what you pay in (i.e., principal reduction).  
• You will understand the difference between Opportunity Costs versus Employment Costs and why you are always paying one or the other… whether you know it or not.  
• Learn why Oprah, The Donald, and Britney don’t… so why should you? 

www.richclub.org  

Here's Why I Love Pot Smokers!

Here's Why I Love Pot Smokers! 

First, I do not smoke pot.  I've never really liked the stuff.

Second, I really really dislike cigarette smokers who throw their cigarette butts on the ground, out the window, or do that Elvis twist thing to put it out.  

Have you EVER seen a pot smoker anywhere in the world throw their joint on the ground? No, they smoke that thing until it looks like they glued their fingers together with Super Glue and couldn't pull them apart, even if they wanted to.  

They even sell pot tweezers to help them save every last millimeter/seed.  

When was the last time you found a roach on the ground from a pot smoker in a rush... these are people who really respect the community and never liter.  

Even people who walk their dogs pick up the poop in little blue bags, but cigarette smokers can't seem to use an ashtray.  

I'm undecided about pot smokers who also smoke cigarettes. 

"130 million cigarette butts will be littered in Texas alone this year."
--Texas Department of Transportation

Don't be a butt - Pick up your butts.  

-SK

cigarettelitter.org 

Steven Kaufman Reviews | Reviews of Zeus Mortgage President Steven Kaufman

Thank you to Steven for his incredibly lively and supportive talk regarding branding and marketing 

-Marjorie Kass

I really appreciated Steven Kaufman's candor and authenticity.  I just wanted you to know that this chick left Canopy fired up and ready to go and I wanted to thank you for providing a space which allowed that to happen  

-Chriselle Palay

Steven brought a fresh perspective on strategic financial planning by sharing his personal story. It was a pleasure to listen to him and gain knowledge I can use in my own personal journey of growing my business of helping my clients meet their financial goals 

-T.K. Stewart

Steven, Steven, Steven,

Honestly, I already respected your business acumen, however, I do even more now. They say, to know if a person is a true entrepreneur, let them lose it all and build again. WOW!  

You deserve every award and accolade that you've received thus far. 

Thanks so much for coming to share your knowledge with us this morning. I and the group totally appreciated it, and I appreciate you personally. 

I learned some very important things from you and I'm so glad that I brought you in to talk about money.

-Kristi Jackson

You will be serving someone today!

So, I'm not sure if he's saying 

1.)  If you're not serving the customer then you will be serving your competitor, who is, because you're not, serving your customer, or

2.) If you're not serving the customer then you will be serving your superior, who is, because you're not, serving your customer.  

I think the point is clear, I'll will be serving someone and its up to me to decide who. 

-Kaufman 

There's a Salary/Wages Theme Here - How to earn more money?

This is a simply brilliant context for earning more wages! -Kaufman

Napoleon Hill - How to Raise Your Own Salary

How to Raise Your  Own Salary – Napoleon Hill

The Ten Habits of Personal Power

1.) The habit of definiteness of purpose (The money maker)

2.) Promptness of decision 

3.) Soundness of character (intentional honesty)

4.) Strict discipline over one’s emotions

5.) Obsessional desire to render useful service (MY FAVORITE)

6.) Thorough knowledge of one’s occupation

7.) Tolerance on all subjects

8.) Loyalty to one’s personal associates and faith in a supreme Being

9.) Enduring thirst for knowledge

10.) Alertness of imagination 

How to Name your Child after your Profession!

How to Name your Child after your Profession! 

§  Lawyer's daughter:----------------------------Sue 

§  Thief's son:-------------------------------------Rob 

§  Lawyer's son:----------------------------------Will 

§  Doctor 's son:----------------------------------Bill 

§  Meteorologist's daughter:-------------------Haley 

§  Steam shovel operator's son:---------------Doug 

§  Hair Stylist's son:-----------------------------Bob 

§  Homeopathic doctor's son:--------------------Herb 

§  Justice of the peace's daughter:---------------Mary 

§  Sound stage technician's son:-----------------Mike 

§  Hot-dog vendor's son:--------------------------Frank 

§  Gambler's daughter:-----------------------------Bette 

§  Exercise guru's son:-----------------------------Jim 

§  Cattle Thief's son:-------------------------------Russell 

§  Painter's son:-------------------------------------Art 

§  Iron worker's son:-------------------------------Rusty 

§  TV show star's daughter:----------------------Emmy 

§  Movie star's son:--------------------------------Oscar

§  Barber's son:-------------------------------------Harry

Coach's daughter: ........Destiny
Realtor's son: .......Earnest
Electrical engineer's son: ......Kip
Structural engineer's nickname: ....Stud
Technical Engineer's son ..... Chip
Geneticist's son ...Gene
Lumberjack's son:..... Woody or chip
Real estate investor's son:.... flip


AND THE BEST FOR LAST!

§  Mortgage Professional’s boy dog:----------Zeus

§  Mortgage Professional’s boy cat:-----------Doc

§  Mortgage Professional’s fish:----------------HUD

§  Mortgage professional’s son:----------------Freddie

§  Mortgage Professional’s daughter:---------Fannie

§  Mortgage Professional’s 2^nd daughter:----Ginnie