How to Buy 10 Homes in 10 Months with only $10,000

How to Buy 10 Homes in 10 Months with only $10,000

On April 14th and 15th I will be leading a course at the Realty Investment Club of Houston (The RICH Club) in Houston, Texas.

This course is designed for new and experienced real estate investors who desire rapid acquisition with limited capital resources. We spend six hours over two nights exploring the strategies investors need to purchase 10 homes in 10 months with only $10,000.

The course is designed to allow investors to purchase more or less homes in more or less time depending upon their specific investment objectives. An investor does not need the $10,000 to start, but they do need access to these funds. A fundamental rule of real estate investing is "conservation of capital". We encourage investors to have available cash reserves when they start investing, but many start without this.

Cash is King! Or is it? This course teaches you strategies to fund your real estate portfolio. Whether you are flipping, buying and holding or considering niche opportunities like Notes, owner-financing, multifamily, commercial or other, knowing how to leverage your money is key.  

-Steven Kaufman, president of New York Mutual and Zeus Mortgage

By the end of this class you will be able to:

1. Develop a personalized strategy to fund your preferred method of investing.

2. Calculate Return on Investment (ROI), cash-on-cash returns, and other formulas for investors.

3. Locate traditional and non-traditional funding sources such as; self-directed IRAs, private money, hard money, banks & credit cards.

The RICH Club (The Realty Investment Club of Houston) is the oldest and largest non-profit trade association for real estate investors in the United States. By the way, you don't have to be rich to attend The RICH Club. You come to The RICH Club to educate yourself on real estate investing. www.RICHclub.org

To register for this course visit this link:

http://richclub.org/Events.aspx?ID=10-Houses-with-10k-in-10-Months-29-4-14-2015

Members of RICH only pay $199 | Non-Members only pay $249

This is the highest attended, paid course, that The RICH Club offers.

Houston Hard Money Lenders for Houston Real Estate Investor Lenders. 

Houston Mortgage Interest Rate Update

Question: Can you offer me any feedback to what interest rates are doing right now?

Answer: Mortgage interest rates are continuing to rise, but at a slower pace than previously predicted, and occasionally a week or more goes by without an increase in rates. There are even brief periods when rates decline. At this writing, the average rate for a 30-year fixed-rate mortgage is 3.78 percent - reflecting a slight decrease over the last couple of weeks.

Many home buyers and those who want to refinance their existing mortgage are taking action now to avoid higher rates and monthly payments in the future. The strong pace of home sales this year will combine with very strong home price appreciation to propel new purchase mortgages to much higher levels.

Another interesting development in the current mortgage market is the spread in interest rates between the 30-year fixed-rate mortgage and the adjustable-rate mortgage (ARM). That's making ARM loans much more attractive and popular with today's mortgage applicants.

For current long-term interest rates visit: www.askzeus.com

For short-term alternative lending rates visit:  www.nymutual.com  

Future Houston hard money lenders and alternative lending updates are coming!  

The Five Qualitative Approaches to Inquiry - http://en.wikipedia.org/wiki/Steven_Kaufman

A quick look at the similarities and differences between the Five Qualitative Approaches to Inquiry in qualitative research.  

I created this as a quick reference guide to understanding the qualitative research approaches.  

Narrative Research

Phenomenological Research

Grounded Theory Research

Ethnographic Research

Case Study Research

Reference:  

Creswell, J. W. (2013). Qualitative Inquiry & Research Design: Choosing Among Five Approaches (3rd ed.). Thousand Oaks, CA: SAGE Publications, Inc.  

The Baldest Guy in Houston!  http://en.wikipedia.org/wiki/Steven_Kaufman

Magic Marketing Tricks for Realtors!

Magic Marketing Tricks for Realtors

Here is what you will learn:

- The 6 Marketing Statistics that Every TOP PRODUCER Uses!  

- When AND How to Ask for Referrals, including the script! 

AND

- How to Increase your Production by 300% in 2015!   

BONUS MATERIAL:

1.)How to leave a Voicemail to get the Most Returned Calls.

2.)How Trust and Communication are Directly Related and what to do about it. 

3.)The 3 Reasons why Every Client Says “Yes” or “No” when deciding to use you!  

WHAT ARE PEOPLE SAYING:

WOW!  What a great training session!  Thank you to Steven Kaufman from Zeus Mortgage for hosting us as well the awesome marketing tips for increasing our referral base.

Gary Bisha - Owner/Broker

My Castle Realty/TexasFSBO.com Magazine

SEND BOOKING INFORMATION TO:

RSVP@ASKZEUS.COM

http://en.wikipedia.org/wiki/Steven_Kaufman
THE BALDEST GUY IN HOUSTON

Real Estate Bubble in Houston.... Fact or Fiction?

Is Houston headed toward a real estate bubble?  The recent report by Trulia as gotten a lot of consumers concerned about current and future home prices in the Bayou City.  Now that Austin and Houston have reached the top 10 most over valued cities for real estate should you buy, rent, or renovate?

FOX 26 News | MyFoxHouston

Steven Kaufman - The Baldest Guy in Houston - Mortgage Compliment of the Day

Good Morning Steven,

Thanks for taking that time yesterday to walk us through your organization strategies.  I don’t usually drink the cool aid at these type of deals but sincerely found the information useful and will start implementing immediately.  Just wanted to say thanks.

Sincerely,

Brian Gerdes, Realtor® 

Keller Williams Realty

http://en.wikipedia.org/wiki/Steven_Kaufman_(entrepreneur_%26_philanthropist)

You Might be a Powerlifter if!

You Might be a Powerlifter if…

If you can't count above 5 but can multiply by 45 in your head.........You might be a Powerlifter.

If you think Babypowder on your thighs and chalk on your hands looks cool... You might be a Powerlifter.

If whenever a friend is moving you are the first person they call for help…. You might be a Powerlifter.

If you hear people in the gym talking about someone who looks “very cut” means that there has been a terrible accident…. You might be a Powerlifter.

If most people in the gym don’t like you…. You might be a Powerlifter.

If the word "gear" refers to squat suits, bench shirts, wraps, belts, suit slippers, salts and chalk, not steroids…. You might be a Powerlifter.

If you inhale ammonia instead of using it for cleaning…. You might be a Powerlifter.

If the amount of weight you lift is more important than how cleanly shaven your legs are or how dark your tan is…. You might be a Powerlifter.

If you work at a desk all day and you still have 1/2 inch thick calluses on your hands. …. You might be a Powerlifter.

If the gym owner kicks you out for bending yet another bar while squatting…. You might be a Powerlifter.

If you check squat depth when using the john…. You might be a Powerlifter.

If the doctor tells you that you need more iron in your diet so you throw in an extra set of lock-outs…. You might be a Powerlifter.

If you use a 1 kg plate as a paper-weight on your desk at work…. You might be a Powerlifter.

If you have baby powder in your gym bag…. You might be a Powerlifter.

If it takes 5 seconds for your spirit to re-enter your body after squatting…. You might be a Powerlifter.

If you use the handicap stall for the handrails after your leg day…. You might be a Powerlifter.

If you think of helping your neighbors move their piano as "a set".....You might be a powerlifter…. You might be a Powerlifter.

If you drop something, and go into a sumo stance to pick it up…. You might be a Powerlifter.

If you dismount the toilet like doing box squats (to perfect that explosive power) …. You might be a Powerlifter.

If you get accused by bodybuilders or crossfitters of taking steroids because you're stronger than they are…. You might be a Powerlifter.

The Big Steve Kaufman (The Baldest Guy in Houston)

What are title company fees in Houston, Texas

Texas American Title in Sugar Land, Texas now charges $15 for a 24 month chain of title.  I'm expecting that by next month those paper squares in the bathroom will start costing .10 each.  Don't even ask where you need to swipe your credit card...

www.zeusmortgageblog.com

Zeus Mortgage Reviews - Houston Mortgage 713-275-9387

NEWS ALERT:

Mortgage News Daily - MND NewsWire

The news authority released information on the Nationwide Mortgage Licensing System and Registry NMLS which handles mortgage licensing, mortgage reporting, and mortgage complaints. Zeus Mortgage make the highest percentile of performance in many categories, including FHA mortgage loans, VA mortgage loans, cash-out home mortgages, home equity mortgage, jumbo mortgages all throughout Houston, Dallas, San Antonio, and Austin, Texas.

The most important statistic that the article reported was that Zeus Mortgage ranked in the top 17% of all US Mortgage Banks.

Zeus Mortgage has become exceptionally well known for the lowest interest rate refinance mortgages, specialists for affluent first time home buyers, and dominating the mortgage bank and mortgage broker market of Houston, Austin, San Antonio, and Dallas Texas as the most widely recognized name in those markets. Zeus Mortgage is the best Houston mortgage company while offering one of the largest mortgage product lines in the United States. The feedback, reviews, and complaints for Zeus Mortgage are positive and in the event of negative experienced by their clients, the company quickly responds to satisfy the needs of the clients.

Zeus Mortgage out of Houston, Texas is also a Inc Magazine 5000 winner for three consecutive years as the fastest growing private companies in the United States. Their official ranking will be released in the coming days. Zeus Mortgage Complaints.

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Zeus Mortgage, Ltd.

800-ASK-ZEUS

www.ASKZEUS.com

The Baldest Guy in Houston: www.zeusmortgageblog.com

How Zeus Mortgage Can Use Refinancing to Get you Out of Debt

Will Mortgage Refinancing Really Get You Out Of Debt?

Summary:
When you're down and out and undeniably broke, there's nowhere else to turn to.  You can humble yourself and ask for help from friends and family.  You can take on a second, even a third, job.  Or you can take stock of the properties you own and realize that they may just save your life.  Mortgage Refinancing may be the last resort.  The question is, is it the best?  Could there be a better way?

Seeking debt relief?

Dealing with long term mortgage refinancing is no walk...

Don't complain about your financial situation before you review your mortgage situation...

Article: 

When you're down and out and undeniably broke, there's nowhere else to turn to.  You can humble yourself and ask for help from friends and family.  You can take on a second, even a third, job.  Or you can take stock of the properties you own and realize that they may just save your life.  Mortgage Refinancing may be the last resort.  The question is, is it the best?  Could there be a better way?

Seeking debt relief?

Dealing with long term mortgage refinancing is no walk in the park.  The prudent thing to do when you opt for mortgage refinancing is to compare costs of your current loan with the new mortgage over a given time.  If the results show that the new loan gives a lower cost, then get mortgage refinancing.  Most people overlook this precaution and jump eagerly into the bandwagon, only to later regret their hasty decision. Instead of getting some relief from their financial responsibilities, they find themselves sinking deeper into debt.

The Internet is your friend at this time of need.  With all the mortgage refinancing websites available online, you can take a peek at your options without having to deal with pesky salespeople that are likely to talk you into making a bad decision in pursuit of the almighty dollar.  If you are seeking debt relief through mortgage refinancing, use the online calculator available on all mortgage refinancing sites.  The results will show how much you will be paying in a given period.  You can compare results of the minimum loan period on the new loan to make refinancing profitable.  If you see that the break-even period pays, then get mortgage refinancing.  www.zeusmortgageblog.com

Understanding mortgage refinancing calculators
 
The calculator will require you to enter your loan balance amount, the interest, and the number of months to pay the loan.  The calculator will then segment the costs into three divisions:  upfront cost (new and old loan), monthly payments of principal and interest on the new and old loan, and the lost interest on both loans.  Calculation will also factor cost offsets like tax savings on interests and points and show the break-even period.  The results may show savings of thousands of dollars on the new loan.

For the average person, the online mortgage refinancing calculator is a life-saving device.  They can immediately see the monthly payments they will make for a period of time, and the money they can save.  The information they get will greatly help them in arriving at a decision.

Lock or float?

Lending institutions make money out of loans by charging interests.  Your payment will go to the interests for the first few years.  When you get a mortgage, you will be given the option to lock in or float your interest rates.  In street parlance, you have a chance to decide on a fixed rate.  This is an advantage for you when interest rates go up.  You are safely locked in your going rate.  When interest rates go down, you still stay fixed in your locked rate, which is a disadvantage.  When you need to refinance your Houston, Dallas, or Austin FHA mortgage then let us help you.

The same goes for those who prefer to float their interest rates.  When interest rates go down for several months, they can save a lot of money   but when these rates stay up and go higher, they have to shell out more than the usual amount.  Either way there are advantages and disadvantages.  When you need to refinance your Houston, Dallas, or Austin FHA mortgage then let Zeus Mortgage help you.

Do you really need mortgage refinancing assistance?  Log-on to www.askzeus.com for more information.

Your existing loan is drying up your resources and a second mortgage is tempting.  Don't fall into the temptation.  The interest rates in second mortgages are prohibitive and can even be thrice as high as the initial mortgage.  Instead of the second mortgage, get refinancing.  If you have a pressing reason to get refinancing, by all means, go ahead.  But if it is only to indulge yourself in luxury, forget it.  You must not trade your house for an expensive car.  In the long run, as interest rates are escalating, you might lose that car and everything else.

Mortgage refinancing may or may not get you out of debt.  It will all depend on you.  If you are committed to stick to your budget and spend years paying off the loan, then you are a good candidate.  Tread carefully when you are getting mortgage refinancing to pay off your debts.  You never know what you'll step on.

Steven Kaufman
Zeus Mortgage, Ltd.
www.zeusmortgage.com
713-275-9387

ZEUS MORTGAGE, LTD. | 1776 YORKTOWN SUITE 550 | HOUSTON, TX 77056 | 713-275-9387 | ASKZEUS.COM 

For complaints or reviews please click here:  www.zeusmortgage.com 

ZEUS MORTGAGE GOES TO WORK FOR YOU

Houston Mortgage Professional Rated in the Top 40 in the US

For Immediate Release

Houston’s Zeus Mortgage CEO Secures Placement in “40 Under 40” List

National Mortgage Professional Magazine names Zeus Mortgage CEO one of the 40 most influential mortgage professionals under the age of 40 for the second year in a row


Houston, TX. – Jan. 11, 2012 – Zeus Mortgage, a leading mortgage lender, today announced National Mortgage Professional Magazine honored Steven Kaufman, CEO of Zeus Mortgage, with placement in the publication’s third annual “40 Under 40” feature. As the only Houston-based mortgage professional awarded, Kaufman’s inclusion in the annual list exemplifies professionalism and top production in today’s housing market, an industry known for its great uncertainty.

Steven Kaufman, CEO of Zeus Mortgage, has coordinated more than $1 billion in real estate financing for companies including American Express, Hewlett Packard and Exxon Mobil. Kaufman’s community involvement in grassroots organizations, plus his tenacious commitment to keeping team synergy as top priority of his Houston-based organization, has made him sought after by customers and competitors alike.

“To be so involved in an ever-changing field such as the mortgage industry, takes great risks; however, with that comes immense rewards,” stated Steven Kaufman, president, Zeus Mortgage. “Receiving this honor for the second year in a row is a great reminder of what perseverance is all about – leading your team by example and staying optimistic in wavering economic times.”

National Mortgage Professional Magazine receives hundreds of nominations for inclusion in the annual “40 Under 40” feature, a list honoring the top mortgage professionals under the age of 40, as voted on by their peers.

More information about the “40 Under 40” list can be found in the December 2011 print issue of National Mortgage Professional Magazine. Additional information about Zeus Mortgage can be found directly at AskZeus.com.


About Zeus Mortgage
Zeus Mortgage is widely known as one of the fastest growing private companies in the United States, and is comprised of a team of world-class experts who are skilled at providing up-to-the-minute market information, offering valuable knowledge and insight to their clients. With proactive communication and enthusiastic service, Zeus Mortgage delivers unsurpassed value to their customers, while making the mortgage process simple and smooth. For more information about Zeus Mortgage please visit ASKZEUS.COM or call 800-ASK-ZEUS.



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Press Contact:

Steven Kaufman
Zeus Mortgage
713-275-9387
pr@askzeus.com

Who's the Best Loan Officer in Houston?

We are proud to announce that Zeus Mortgage President, Steven Kaufman, has been included as an honorable mention in the December issue of National Mortgage Professional Magazine as one of the “40 Under 40 Most Influential Mortgage Professionals in the United States”. Mr. Kaufman was included on the prestigious list in 2010 and is the only mortgage professional from Houston included in 2011.

As printed: “There are those who are making serious waves in the industry who could not be overlooked. They, like those on the “40 Under 40” list are the leaders of this industry for years to come, so keep an eye out as well for the following innovators and originators as they continue to shape the industry.”  www.zeusmortgageblog.com

Is it better to rent or buy? Houston Mortgage Loans

HOMEOWNERSHIP BEATS RENTING IN 74 PERCENT OF MAJOR U.S. CITIES

Trulia Releases Summer Rent vs. Buy Index, Revealing Housing Market Rebound in Miami and Continued Setbacks in Detroit, Fresno and Sacramento

SAN FRANCISCO, August 16, 2011 – Trulia today released its Summer 2011 Rent vs. Buy Index, which compares the cost of buying and renting a two-bedroom apartment, condominium or townhouse in America’s 50 largest cities based on population. Based on current market conditions, buying a home is cheaper than renting in 74 percent of major U.S. cities.

“Many aspiring homeowners are on the fence about renting and buying in today’s market. Should they take advantage of falling home prices and low borrowing costs, or should they continue to rent until the economy stabilizes?” said Ken Shuman, Head of Communications at Trulia. “Price alone should never be the sole factor in deciding to purchase a home. Instead, buyers should first ask themselves if they plan to live in the home for at least seven-to-10 years, could make monthly payments on the house, and have enough cash in the bank for a down payment and an additional six to eight months worth of mortgage payments. If you can answer ‘yes’ to each of these questions, then the cost of buying a home definitely outweighs renting in most cities.” Houston mortgage loans at Zeus Mortgage is a great place to start. With the lowest interest rate on home loan mortgage refinances and incredible first time home buyer mortgage loan programs.

• Lower your mortgage payment

• Prevent your existing payment from rising

• Combine your first and second into one low payment

• Payoff credit cards and other debt

• Get cash from your home

• Get cash from your investment property

Zeus Mortgage

The Baldest Guy In Houston

Zeus Mortgage Complaints

www.zeusmortgageblog.com

The History of Houston Real Estate Prices! - Zeus Mortgage Blog

Have you ever wondered how much prices in real estate have changed over the last 100 years? Okay, maybe not, but I thought you might find this gem helpful or at least entertaining. This is a flyer for a home for sale in 1910. This flyer is courtesy of the Houston Fire Museum and shows the cost of building a 6 bedroom house in Houston over a century ago only ran you about $495. Yes, that is four hundred and ninety five dollars. Today's median cost of a new home is around $250,000 depending on who you ask. That's some appreciation... or is it? One thing is for sure, mortgage financing is completely differently today compared to how it was 100 years ago. What you and I regard as “normal” in Houston mortgage programs is completely different since the introduction of the New Deal by President Franklin D. Roosevelt. Programs like Houston FHA mortgage, VA loans, Jumbo and self-employed Super Jumbo loans were non-existent prior to the New Deal. In fact, refinances or cash-outs mortgages or home equity loans were considered lowbrow activities. www.zeusmortgageblog.com

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Prior to the New Deal by FDR, only 4 out of 10 Americans/Houstonians/Texans owned a home. Today the most popular mortgage amortization or term is 30 years, but at the turn of the 20th century 5 and 10 year mortgages were the standard. What about down payments? Well, prior to the New Deal, families had to put down 80% and finance the remaining 20% over the next 5 to 10 years at a national average of 8%. Yes, I said it right... you had to put 80% down!!!!

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Okay, well that's my best attempt at a history lesson for today.

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Enjoy the photo!

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Steven Kaufman

President of Zeus Mortgage

www.askzeus.com

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The Baldest Guy In Houston: Zeus Mortgage Complaints

The Best Houston Mortgage Company