Showing posts with label first time home buyer mortgage. Show all posts
Showing posts with label first time home buyer mortgage. Show all posts

Monday, July 29, 2013

Steven Kaufman, President of Houston's Zeus Mortgage, Houston's Premier Mortgage Lender

Steven Kaufman, CPA, MsEDE is a principal in Zeus Mortgage where he has coordinated over a billion dollars in real estate financing for companies like American Express, Hewlett Packard, and Exxon Mobil. Zeus Mortgage is the 37th fastest growing private financial service firms in the US according to Inc. Magazine. Steven is frequently interviewed by local and national news organizations like FOX, ABC, CBS, CNN, and Bloomberg on the current financial markets. Steven has personally acquired dozens of investment properties and has been involved in several large real estate projects. Steven completed the Strategic Marketing Management Program at Harvard Business School and has a Masters Degree in Economic Development and Entrepreneurship from the University of Houston. His unparalleled finance experience has made him the leading expert on mortgages and real estate financing. Steven's enthusiasm, energy, and insight provide a unique experience during his interviews and presentations. 

Steven has been a regular speaker for the University of Houston and various Chambers of Commerce. He has conducted several workshops for The Realty Investment Club of Houston (RICH), Lifestyles Unlimited, Southeast Texas Realty Investment Club, Clear Lake Investment Club, Alamo Investment Club, and The Texas City Investment Club. 

Steven is the author of the Financing Matters column of The Realty Investment Club of Houston's “EnRICHer” and the Jacksonville Real Estate Association's “Investor Insights”. 

A 1999 inductee into the business honorary Beta Gamma Sigma. A 2002 inductee into Who's Who in the United States, 2010 inductee into Who's Who for Executives, a 2006 National Leadership Award recipient, and a 2006 Honorary Chairman of the Business Advisory Council of the National Republican Congressional Committee. Steven is a 2007 recipient of the Business Leader of the Year Award by the NRCC.  Steven has sat as an officer of The RICH Club (The Realty Investment Club of Houston) Board of Directors since 2004, has been a Director for the Greater Houston Association of Mortgage Professionals, and sits on the Dean's Advisory Council for the University of Houston School of Business. National Mortgage Professional Magazine recently ranked Steven as one of the "Top 40 Most Influential Mortgage Professionals in the United States". Steven is co-author of the nationally acclaimed bestselling book “Off the Coast of Zanzibar”, he is a 5 time state bench press record holder, 2010 World Bench Press Champion, and 2011 and 2012 World Bench Press Champion Runner-up. Steven is a co-founder and current President of The Fanatical Change Foundation, and he is the Houston Astros August 2012 Hometown Hero. 


Steven can be reached at 800-ASK-ZEUS (275-9387) or log-on to WWW.ASKZEUS.COM.

Thursday, July 18, 2013

Becoming a Man! - If... by Rudyard Kipling

Perhaps, the greatest motivating poem in the world!

If—
    If you can keep your head when all about you
Are losing theirs and blaming it on you;
If you can trust yourself when all men doubt you,
But make allowance for their doubting too;
If you can wait and not be tired by waiting,
Or being lied about, don't deal in lies,
Or being hated, don't give way to hating,
And yet don't look too good, nor talk too wise;

If you can dream—and not make dreams your master;
If you can think—and not make thoughts your aim;
If you can meet with triumph and disaster
And treat those two imposters just the same;
If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools,
Or watch the things you gave your life to, broken,
And stoop and build 'em up with worn-out tools;

If you can make one heap of all your winnings
And risk it on one turn of pitch-and-toss,
And lose, and start again at your beginnings
And never breath a word about your loss;
If you can force your heart and nerve and sinew
To serve your turn long after they are gone,
And so hold on when there is nothing in you
Except the Will which says to them: "Hold on";

If you can talk with crowds and keep your virtue,
Or walk with Kings—nor lose the common touch;
If neither foes nor loving friends can hurt you;
If all men count with you, but none too much;
If you can fill the unforgiving minute
With sixty seconds' worth of distance run,
Yours is the Earth and everything that's in it,
And—which is more—you'll be a Man my son!

   
Rudyard Kipling


Source: A Choice of Kipling's Verse (1943)

Courtesy of The Baldest Guy in Houston

Zeus Mortgage – Houston, Texas

How to make 1900% on your money in real estate?

How to make 1900% on your money in real estate?

Get a cost segregation study on your commercial property in Houston, Texas or anywhere the IRS has jurisdiction.

You can write off the value of the building.

You can write off the value of the disposed assets that were included in the original purchase price of the building.

You can write off the actual value of any improvements based on the engineers estimate of the life of the asset.

In short, you're missing out on depreciation that the IRS and wealthy commercial investors are doing that we are not.

Most people will poo-poo the upfront investment for the cost segregation study but that's only because they don't have a grasp of the savings.  You invest 10k and get 70k in tax savings the first year and about 155k over the next 4 years.

I know, I know, the 10k isn't something most investors will pay and these can run much more expensive, but its tax savings for investors who prefer to save or invest their money versus paying it their uncle (Sam).

Great luck!

Steven

The Baldest Guy in Houston

(For more information about Cost Segregation Services then call Dave Smith at 512-876-3650)

Sunday, March 31, 2013

You Might be a Powerlifter if!


You Might be a Powerlifter if…

If you can't count above 5 but can multiply by 45 in your head.........You might be a Powerlifter.

If you think Babypowder on your thighs and chalk on your hands looks cool... You might be a Powerlifter.

If whenever a friend is moving you are the first person they call for help…. You might be a Powerlifter.

If you hear people in the gym talking about someone who looks “very cut” means that there has been a terrible accident…. You might be a Powerlifter.

If most people in the gym don’t like you…. You might be a Powerlifter.

If the word "gear" refers to squat suits, bench shirts, wraps, belts, suit slippers, salts and chalk, not steroids…. You might be a Powerlifter.

If you inhale ammonia instead of using it for cleaning…. You might be a Powerlifter.

If the amount of weight you lift is more important than how cleanly shaven your legs are or how dark your tan is…. You might be a Powerlifter.

If you work at a desk all day and you still have 1/2 inch thick calluses on your hands. …. You might be a Powerlifter.

If the gym owner kicks you out for bending yet another bar while squatting…. You might be a Powerlifter.

If you check squat depth when using the john…. You might be a Powerlifter.

If the doctor tells you that you need more iron in your diet so you throw in an extra set of lock-outs…. You might be a Powerlifter.

If you use a 1 kg plate as a paper-weight on your desk at work…. You might be a Powerlifter.

If you have baby powder in your gym bag…. You might be a Powerlifter.

If it takes 5 seconds for your spirit to re-enter your body after squatting…. You might be a Powerlifter.

If you use the handicap stall for the handrails after your leg day…. You might be a Powerlifter.

If you think of helping your neighbors move their piano as "a set".....You might be a powerlifter…. You might be a Powerlifter.

If you drop something, and go into a sumo stance to pick it up…. You might be a Powerlifter.

If you dismount the toilet like doing box squats (to perfect that explosive power) …. You might be a Powerlifter.

If you get accused by bodybuilders or crossfitters of taking steroids because you're stronger than they are…. You might be a Powerlifter.


The Big Steve Kaufman (The Baldest Guy in Houston)

Tuesday, August 28, 2012

What are title company fees in Houston, Texas

Texas American Title in Sugar Land, Texas now charges $15 for a 24 month chain of title.  I'm expecting that by next month those paper squares in the bathroom will start costing .10 each.  Don't even ask where you need to swipe your credit card...

www.zeusmortgageblog.com

Friday, January 13, 2012

Zeus News!

Zeus Fun Factoids
(well, as much fun as mortgage facts can be).

In December 2011, the average monthly payment on a 30 year mortgage in Houston, Texas for principal and interest was $1,046 which is down 9% year over year.

Government purchase applications increased 7% sequentially while conventional purchase applications increased 9%. Said another way, Houston FHA and VA mortgage applications rose 7% while traditional Fannie Mae applications rose 9%.

This weeks average monthly payment in Houston of a 30 year fixed rate mortgage was $1,046 which is inline with payments seen in mid-2003.
www.zeusmortgageblog.com

Mortgage application trends and analysis. 01-13-12

Zeus Mortgage, Ltd.
1776 Yorktown Suite 550
Houston, TX 77056

713-ASK-ZEUS
ASKZEUS.COM




ZEUS MORTGAGE GOES TO WORK FOR YOU




Wednesday, September 7, 2011

Is it better to rent or buy? Houston Mortgage Loans

HOMEOWNERSHIP BEATS RENTING IN 74 PERCENT OF MAJOR U.S. CITIES
Trulia Releases Summer Rent vs. Buy Index, Revealing Housing Market Rebound in Miami and Continued Setbacks in Detroit, Fresno and Sacramento
SAN FRANCISCO, August 16, 2011 – Trulia today released its Summer 2011 Rent vs. Buy Index, which compares the cost of buying and renting a two-bedroom apartment, condominium or townhouse in America’s 50 largest cities based on population. Based on current market conditions, buying a home is cheaper than renting in 74 percent of major U.S. cities.
“Many aspiring homeowners are on the fence about renting and buying in today’s market. Should they take advantage of falling home prices and low borrowing costs, or should they continue to rent until the economy stabilizes?” said Ken Shuman, Head of Communications at Trulia. “Price alone should never be the sole factor in deciding to purchase a home. Instead, buyers should first ask themselves if they plan to live in the home for at least seven-to-10 years, could make monthly payments on the house, and have enough cash in the bank for a down payment and an additional six to eight months worth of mortgage payments. If you can answer ‘yes’ to each of these questions, then the cost of buying a home definitely outweighs renting in most cities.” Houston mortgage loans at Zeus Mortgage is a great place to start. With the lowest interest rate on home loan mortgage refinances and incredible first time home buyer mortgage loan programs.
• Lower your mortgage payment
• Prevent your existing payment from rising
• Combine your first and second into one low payment
• Payoff credit cards and other debt
• Get cash from your home
• Get cash from your investment property

Zeus Mortgage
The Baldest Guy In Houston
Zeus Mortgage Complaints
www.zeusmortgageblog.com